If your credit score or negative items are holding you back right now, we'll help you build your profile and challenge collections, charge-offs, late payments and other items that are inaccurate, outdated or unverifiable, so you can get approved for funding.
Start Building My Credit for $97 →Collections, charge-offs, late payments and other items that are inaccurate, outdated or can't be verified get disputed with Experian, Equifax and TransUnion.
What to pay down, what to keep open, what to add and in what order, built around the criteria lenders actually use.
When your profile is ready, you come back, run the eligibility check again, and book your free strategy call.
Bureaus generally have 30 days to respond to disputes, so you can start seeing updates in your first month.
Click any button on this page to get started. You'll get your first step the moment you're in.
We review all three reports to find every item worth challenging and everything that's helping you.
We challenge the items we can, and you get your step-by-step build plan so your profile improves on both sides.
Join the program and get your first step right away: send us your 3-bureau report and we get to work.
Start Building My Credit →Disputes on inaccurate, outdated or unverifiable negative items with all three bureaus, a step-by-step plan to build your profile, and a clear path back to the eligibility check and your free strategy call once your profile is ready.
Bureaus generally have 30 days to respond to a dispute, so most people start seeing updates in their first month. Building a profile takes longer than a single round, and your plan covers what to do in the months after.
No. Credit improvement services cannot guarantee the removal of accurate, timely information, a specific score increase, or future loan approval. What we can do is remove what shouldn't be there and build what should.
Yes. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost. We do it for you, across all three bureaus, with a build plan attached.
Results vary. Credit improvement services cannot guarantee the removal of accurate, timely information, a particular credit-score increase, or future loan approval. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost.